We now have 21 locations in New Jersey & New York City to serve you.

Click here to see a listing of all locations.



Phone: 1-844-266-2548
Email: support@cnob.com

Personal Checking

Our Personal Checking Accounts bring you the ultimate in choice, convenience and value.

Regardless of which Personal Checking Account you choose, you’ll enjoy these great money-saving benefits:

  • No minimum balance to open your account
  • No per check charges
  • Free check imaging
  • Easy-to-read monthly statement
  • Free e-banking and BillPay service
  • Free MasterCard™ debit card
  • Free banking with no ATM charges at ConnectOne Bank’s machines
  • Free 24-hour telephone banking
  • Free Notary Public service
  • Extended banking hours
  • Optional overdraft protection (Subject to credit approval)

Totally Free Checking* 

  • No monthly maintenance fees
  • No minimum balance requirements
  • Unlimited check writing

    *ConnectOne Totally Free Checking Account serves as an alternative to the New Jersey Consumer Checking

Simply Better Checking

  • No monthly maintenance fees
  • Unlimited Check Writing
  • Up to $10 per month in ATM fee reversals from foreign ATMs when:
    • A $500 average balance is maintained
    • Direct deposit is enrolled

Consumer Interest Checking

  • No monthly maintenance fees
  • Variable Interest Paid and up to $10 per month in ATM fee reversals from foreign ATMs when:
    • A $1000 average daily balance is maintained
    • Direct Deposit is enrolled

Money Market Checking

  • Earn a competitive rate of interest on balances over $1,000.00 up to $2,500.00 and a premium rate of interest on all balances of $2,500.00 or more
  • Make up to six transactions each statement cycle**
  • No monthly service charge when you maintain an average balance of just $1,000.00 or more. (If balance falls below that amount, a $10.00 service charge will apply for that statement cycle.)

    **Transactions from a Money Market Checking account to another account or third parties by preauthorized, automatic, or telephonic (including data transmission) transfer are limited to six per month.

For more information on any of our checking accounts, contact your ConnectOne Bank representative at 844-266-2548 or e-mail your personal CNOB banker directly.

* After 90 Days

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest bearing transaction accounts, visit http://www.fdic.gov/index.html

Copyright © 2017 ConnectOne Bank. All Rights Reserved.

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