Maximize Your Savings

4.90% APY* | 10 Month Time Deposit

Start Savings More TodayYour money deserves to grow. Our competitive 10 Month Time Deposit lets your money earn more.  The best part is — you can do it all online. 

Get started today and enjoy these great benefits:

  • Open with as little as $500 
  • No monthly maintenance fees
  • Your money grows faster with daily compounding
  • Access your account with free online and mobile banking
  • Available nationwide**


Open Your Account Now




Yes! You will receive an annual statement for your account and one when the CD closes. You may also receive a 1099 form for tax filing purposes if more than $10.00 in interest is earned, excluding IRA Time Deposits.

You will receive a maturity notice by mail prior to the maturity date of your Time Deposit. At this point, you can notify the bank, (by phone, in a branch, or by emailing if you decide to close the Time Deposit.

If you choose to close the Time Deposit, you will receive the amount in your account upon maturity in one of the following methods:

  • A check can be mailed to you
  • Funds can be transferred into your other existing ConnectOne Bank checking, savings, or Money Market checking account
  • Upon request, we can transfer the funds back to your original funding Financial Institution

If you don’t notify the bank that you’d like to close the Time Deposit, your account will automatically renew after 10 calendar days for the term indicated in your Time Deposit disclosure at the prevailing rate. More information can be found in the Time Deposit Truth-In-Savings disclosure.

As soon as the account has been funded, you will begin to earn interest.

Open Online Today!

How can we help you?

Contact a ConnectOne Bank representative to learn more.

*Annual Percentage Yield (APY) is effective as of 2/9/23 and subject to change at any time and without notice. Early withdrawal penalties may be imposed and the fee could reduce interest and principle for Time Deposits.

**The 10 Month Time Deposit is an online only account and is not available in our offices. The Time Deposit account is available to residents in all 50 states.

For information about FDIC insurance coverage visit

You come first. We aren't like those other banks.

At ConnectOne Bank, we understand that little things matter and focus on those things when providing personal and business banking solutions for our clients.