Frequently Asked Questions

It takes about 10 to 15 minutes to open an account online. If you already have a ConnectOne Bank account, there is a fast path option that will allow you to save a few extra minutes. We recommend having your photo ID available when beginning the process. Please note that the application must be completed in one sitting.

All of our interest rates can be found here.

You can fund your new ConnectOne Bank through ACH transfer from your account at another bank. If you are already a ConnectOne Bank client, you can transfer funds from one of your other ConnectOne accounts.

If you choose ACH funding, you will receive an email within 24 hours confirming that two micro deposits have been made into the account you’ll be transferring funds from. Once you verify those amounts, the ACH transfer will take place within 2 business days.

The minimum opening balance to open a CD is $500.

There is no minimum to open a Simply Better Checking Account.

If you'd like to open an Impact Money Market account, the minimum balance is $2,500. A $10 maintenance fee will be applied if the balance falls below $2,500 on any day of the week.   

You will begin earning interest on your CD once the account is funded.

You will receive a maturity notice by mail prior to the maturity date of your CD. At this point, you can notify the bank, (by phone, in a branch, or by emailing support@cnob.com) if you decide to close the CD. If you choose to close the CD you will receive the amount in your account upon maturity by check. If you have other accounts with ConnectOne Bank, you may also have the funds transferred into one of those accounts.

If you don’t notify the bank that you’d like to close the CD, then your account will automatically renew for the same term at the prevailing rate. More information can be found in the CD product disclosure.

You can view your account by logging in to your online banking account or checking your account on your mobile app.. If you have not set online banking, you can do so here.