Personal Account Rates

Our rates help you save with a sense of purpose
Build your savings on a strong foundation

Our savings rates are competitive with banks throughout New York and New Jersey, allowing you to get more out of your money.

Checking/Money Market Rates*

Product Minimum Balance Annual Percentage Yield Interest Rate
Consumer Interest Checking $0.00-999.99 0.00% 0.00%
Consumer Interest Checking $1,000.00+ 0.15% 0.15%
Money Market $0.00 - $999.99 0.00% 0.00%
Money Market $1,000.00 - $2,499.99 0.20% 0.20%
Money Market $2,500.00+ 0.25% 0.25%
Impact Money Market $0.00 - $2,499.99 0.00% 0.00%
Impact Money Market $2,500.00 - $749,999.99 1.15% 1.14%
Impact Money Market $750,000.00+ 0.30% 0.30%

Savings*

Product Minimum Balance Annual Percentage Yield Interest Rate Apply Online
Statement Savings $0.00+ 0.15% 0.15%
OneConnection Savings† $0.00 - $2,499.99 0.00% 0.00% Apply Now
OneConnection Savings† $2,500.00 - $250,000.99 1.82% 1.80% Apply Now
OneConnection Savings† $250,001.00+ 0.30% 0.30% Apply Now

CD/IRA CD**

Product Minimum Balance Annual Percentage Yield Interest Rate Apply Online
90 Day $500.00 0.25% 0.25% Apply Now
179 Day $500.00 0.35% 0.35% Apply Now
6 Month $500.00 1.01% 1.00% Apply Now
12 Month $500.00 1.41% 1.40% Apply Now
15 Month†† $500.00 2.63% 2.60% Apply Now
18 Month $500.00 2.02% 2.00% Apply Now
24 Month $500.00 2.12% 2.10% Apply Now
36 Month $500.00 2.28% 2.25% Apply Now
48 Month $500.00 2.94% 2.90% Apply Now
60 Month $500.00 2.63% 2.60% Apply Now

How can we help you?

Contact a ConnectOne Bank representative to learn more.

*Annual Percentage Yield (APY) is effective as of 8/07/18 and subject to change at any time and without notice. This offer may be withdrawn at any time without prior notification.  Rate in effect at time of account opening. This is a variable rate account. Your interest and APY may change without notice.  Fees can reduce earnings. Transactions from a Savings or Money Market Checking account to another account or third parties by preauthorized, automatic, or telephonic (including data transmission) transfer are limited to six per month. If you exceed these limitations more than occasionally, Federal Law requires us to either convert the account to a checking account or close the account.

**Annual Percentage Yield (APY) is effective as of 8/07/18 and subject to change at any time and without notice. Early withdrawal penalties may be imposed and the fee could reduce interest and principle for CDs.

†The OneConnection savings account is an online only account and is not available in our offices.

††The 15 Month CD is an online only account and is not available in our offices.

You come first. We aren't like those other banks.

At ConnectOne Bank, we understand that little things matter and focus on those things when providing personal and business banking solutions for our clients.