Personal Account Rates

Our rates help you save with a sense of purpose
Build your savings on a strong foundation

Our rates are competitive with banks throughout New York, New Jersey & Florida, allowing you to get more out of your money. Stop by any of our convenient offices and open your account today.

Exclusive Online Rates

The ConnectionPlus Savings account is an online only account and is not available in our offices. Available nationwide.
Product Minimum Balance Annual Percentage Yield* Interest Rate
ConnectionPlus Savings $0.00 - $2,499.99 0.00% 0.00%
Apply Now $2,500.00 - $249,999.99 3.90% 3.83%
$250,000.00+ 4.00% 3.92%

Time Deposits (TD)/IRA Time Deposits (IRA TD)**

Please note, IRA Time Deposits are not available online.
Product Minimum Balance Annual Percentage Yield Interest Rate Apply Now
6 Month $500.00 3.80% 3.73% Open A 6 Month TD
10 Month $500.00 4.90% 4.78% Open A 10 Month TD
13 Month $500.00 4.50% 4.40% Open A 13 Month TD
18 Month $500.00 3.60% 3.54% Open A 18 Month TD
23 Month $500.00 3.60% 3.54% Open A 23 Month TD

Checking/Money Market Rates*

Product Minimum Balance Annual Percentage Yield Interest Rate
Consumer Interest Checking $0.00-999.99 0.00% 0.00%
$1,000.00+ 0.05% 0.05%
Connect Money Market $0.00 - $24,999.99 3.40% 3.34%
$25,000.00+ 3.50% 3.44%

Savings*

Product Minimum Balance Annual Percentage Yield Interest Rate
Statement Savings $0.00+ 0.05% 0.05%

How can we help you?

Contact a ConnectOne Bank representative to learn more.

*Annual Percentage Yield (APY) is effective as of 2/9/23 and subject to change at any time and without notice. This offer may be withdrawn at any time without prior notification.  Rate in effect at time of account opening. This is a variable rate account. Your interest and APY may change without notice.  Fees can reduce earnings.

**Annual Percentage Yield (APY) is effective as of 2/9/23 and subject to change at any time and without notice. Early /withdrawal penalties may be imposed and the fee could reduce interest and principle for Time Deposits.

You come first. We aren't like those other banks.

At ConnectOne Bank, we understand that little things matter and focus on those things when providing personal and business banking solutions for our clients.