Personal Account Rates

Our rates help you save with a sense of purpose
Build your savings on a strong foundation

Our rates are competitive with banks throughout New York and New Jersey, allowing you to get more out of your money. Stop by any of our convenient offices and open your account today.

Checking/Money Market Rates*

Product Minimum Balance Annual Percentage Yield Interest Rate
Consumer Interest Checking $0.00-999.99 0.00% 0.00%
$1,000.00+ 0.15% 0.15%
Money Market $0.00 - $999.99 0.00% 0.00%
$1,000.00 - $2,499.99 0.20% 0.20%
$2,500.00+ 0.25% 0.25%
Impact Money Market $0.00 - $2,499.99 0.00% 0.00%
Apply Now $2,500.00 - $749,999.99 1.15% 1.14%
$750,000.00+ 0.30% 0.30%

Savings*

Product Minimum Balance Annual Percentage Yield Interest Rate
Statement Savings $0.00+ 0.15% 0.15%

CD/IRA CD**

Product Minimum Balance Annual Percentage Yield Interest Rate Apply Now
90 Day $500.00 0.25% 0.25%
179 Day $500.00 0.35% 0.35%
6 Month $500.00 1.01% 1.00%
12 Month $500.00 1.41% 1.40%
18 Month $500.00 2.02% 2.00%
24 Month $500.00 2.12% 2.10%
36 Month $500.00 2.28% 2.25%
48 Month $500.00 2.94% 2.90% Apply Now
60 Month $500.00 2.63% 2.60%

How can we help you?

Contact a ConnectOne Bank representative to learn more.

*Annual Percentage Yield (APY) is effective as of 9/25/18 and subject to change at any time and without notice. This offer may be withdrawn at any time without prior notification.  Rate in effect at time of account opening. This is a variable rate account. Your interest and APY may change without notice.  Fees can reduce earnings. Transactions from a Savings or Money Market Checking account to another account or third parties by preauthorized, automatic, or telephonic (including data transmission) transfer are limited to six per month. If you exceed these limitations more than occasionally, Federal Law requires us to either convert the account to a checking account or close the account.

**Annual Percentage Yield (APY) is effective as of 9/25/18 and subject to change at any time and without notice. Early withdrawal penalties may be imposed and the fee could reduce interest and principle for CDs.

You come first. We aren't like those other banks.

At ConnectOne Bank, we understand that little things matter and focus on those things when providing personal and business banking solutions for our clients.