Mortgage and Home Equity Rates

All loans are subject to credit approval and property appraisal. All interest rates, programs, fees, closing costs, terms and conditions are subject to change without notice and may vary depending upon credit history and transaction specifics.

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¹ Advertised rates assume a 760 credit score, a minimum $150,000 loan amount, secondary market approval, and an owner-occupied single-family residential property. A lower credit score or a down payment less than 20% may be subject to higher rates. Investment or tenant-occupied properties are subject to an additional 0.75% to the interest rate.

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‍² Annual Percentage Rate. Rates are subject to market conditions and may not be available at the time of loan commitment or lock-in.

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³ Certain restrictions apply. Minimum loan amount of $150,000 required. Not applicable towards refinancing existing ConnectOne Bank mortgage loans.

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† Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5/6 = 60 months fixed, 7/6 ARM = 84 months fixed, 10/6 ARM = 120 months fixed; (after the fixed period, the interest rate will adjust once every six months).