Personal Loan Rates
Leverage competitive rates on the financing you need
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Personal Loans2
At ConnectOne Bank, we offer Unsecured loans (no collateral needed) and Secured loans (using assets for potentially lower rates), as well as a Cash Reserve line of credit for overdraft protection. We combine competitive rates with a streamlined process. Review the table below for our current rates and terms, and let us help you achieve your next financial goal.
APR1 without Auto Deduct
APR1 with Auto Deduct
Greater of Prime Rate or 2% over CD rate; whichever is greater
N/A
APR1 without Auto Deduct
APR1 with Auto Deduct
15.00%
14.50%
APR1 without Auto Deduct
APR1 with Auto Deduct
14.00%
N/A
1 Annual Percentage Rate (APR)
2 All loans are subject to credit approval
* Acceptable collateral includes a ConnectOne Bank Time Deposit.
Auto Loans2
For the purchase of a new or used vehicle only.
APR1 without Auto Deduct
APR1 with Auto Deduct
12 - 36 Mo = 7.00%
48 months = 7.50%
12 - 36 Mo = 6.50%
48 months = 7.00%
APR1 without Auto Deduct
APR1 with Auto Deduct
12 - 36 Mo = 6.25%
48 months = 6.50%
60 months = 6.75%
12 - 36 Mo = 5.75%
48 months = 6.00%
60 months = 6.25%
For the purchase of a new or used vehicle only.
1 Annual Percentage Rate (APR)
2 All loans are subject to credit approval
* Borrower is responsible for all applicable DMV fees and taxes. Acceptable collateral includes Automobiles for non-commercial use. Maximum age of 6 years. Purchase only.
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