Personal Account Rates

Our rates help you save with a sense of purpose
Build your savings on a strong foundation

Our rates are competitive with banks throughout New York, New Jersey & Florida, allowing you to get more out of your money. Stop by any of our convenient offices and open your account today.

Exclusive Online Rates

The 10 Month Time Deposit is only available online and is not available in our offices. Available nationwide.
Product Minimum Balance Annual Percentage Yield* Interest Rate Apply Online
10 Month TD $500.00 4.90% 4.78% Open A 10 Month TD

Savings

Product Minimum Balance Annual Percentage Yield* Interest Rate Apply Now
Connection Plus Savings $0.00 - $2,499.99 0.00% 0.00% Apply Now
$2,500.00 - $249,999.99 4.25% 4.16%
$250,000.00+ 4.30% 4.21%
Statement Savings $0.00+ 0.05% 0.05%

Time Deposits (TD)/IRA Time Deposits (IRA TD)

Please note, IRA Time Deposits are not available online.
Product Minimum Balance Annual Percentage Yield** Interest Rate Apply Now
7 Month $500.00 3.80% 3.73% Open A 7 Month TD
13 Month $500.00 4.50% 4.40% Open A 13 Month TD
23 Month $500.00 3.60% 3.54% Open A 23 Month TD

Checking/Money Market Rates

Product Minimum Balance Annual Percentage Yield* Interest Rate
Consumer Interest Checking $0.00-999.99 0.00% 0.00%
$1,000.00+ 0.05% 0.05%
Connect Money Market $0.00 - $24,999.99 3.40% 3.34%
$25,000.00+ 3.50% 3.44%

How can we help you?

Contact a ConnectOne Bank representative to learn more.

*Annual Percentage Yield (APY) is effective as of 6/2/23 and subject to change at any time and without notice. This offer may be withdrawn at any time without prior notification.  Rate in effect at time of account opening. This is a variable rate account. Your interest and APY may change without notice.  Fees can reduce earnings.

**Annual Percentage Yield (APY) is effective as of 6/2/23 and subject to change at any time and without notice. Early withdrawal penalties may be imposed and the fee could reduce interest and principle for Time Deposits.

You come first. We aren't like those other banks.

At ConnectOne Bank, we understand that little things matter and focus on those things when providing personal and business banking solutions for our clients.