Personal Account Rates
Helping you save with a sense of purpose.
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Savings
Rates
Grow your savings with a flexible high-yield account that fits your changing lifestyle.
Minimum Balance
Annual Percentage Yield 1
Interest Rate
CDs/IRA CD (Time Deposit)* Rates
Low risk, high reward with a great rate you can lock in.
Please note, IRA Time Deposits are not available online.
Checking/Money Market Rates
Increase your earning power and enjoy the flexibility of our checking accounts.
Minimum Balance
Annual Percentage Yield 2
Interest Rate
Minimum Balance
Annual Percentage Yield 2
Interest Rate
1 Annual Percentage Yield (APY) is effective as of 12/23/25 and subject to change at any time and without notice. This is a variable rate account. This is a tiered rate account and the interest paid is based on the amount of funds on deposit in the account. The tiers are as follows: Tier I: $0.00 - $2,499.99 will earn an APY of 0.00%; Tier II: $2,500.00 - $249,999.99 will earn an APY of 3.00%; Tier III: $250,000 and up will earn an APY of 3.10%. This offer may be withdrawn at any time without prior notification. Rate in effect at the time of account opening. Your interest and APY may change without notice. Fees can reduce earnings. You must deposit $2,500.00 to open this account.
^ Annual Percentage Yield (APY) is effective as of 12/23/25 and subject to change at any time and without notice. This offer may be withdrawn at any time without prior notification. Rate in effect at time of account opening. This is a variable rate account. Your interest and APY may change without notice. Fees can reduce earnings.
* ConnectOne Bank opens CDs as Time Deposits. The name of the product in all account related notices, including but not limited to, tax forms and statements, will be Time Deposits. You will not receive a certificate upon opening the account.
** Annual Percentage Yield (APY) is effective as of 12/23/25 and subject to change at any time and without notice. Early withdrawal penalties may be imposed and the fee could reduce interest and principle for Time Deposits. You must deposit at least $500 to open a Time Deposit. The terms advertised above are Promotional Rates. Additional rates available by visiting your local banking office or calling us at 844-266-2548.
