Personal Account Rates

* ConnectOne Bank opens CDs as Time Deposits. The name of the product in all account-related notices, including but not limited to, tax forms and statements, will be Time Deposits. You will not receive a certificate upon opening the account. The terms advertised above are Promotional Rates. Additional rates available by visiting your local banking office or calling us 844-266-2548.
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**Annual Percentage Yield (APY) is effective as of 1/10/25 and subject to change at any time and without notice. Early withdrawal penalties may be imposed and the fee could reduce interest and principle for Time Deposits. You must deposit at least $500 to open a Time Deposit.
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1 Annual Percentage Yield (APY) is effective as of 1/10/25 and subject to change at any time and without notice. This is a variable rate account. This is a tiered rate account and the interest paid is based on the amount of funds on deposit in the account. The tiers are as follows: Tier I $0 - $2,499.99 will earn an APY of 0.00%; Tier II: $2,500 - $249,999.99 will earn an APY of 4.00%; Tier III: $250,000 and up will earn an APY of 4.10%. This offer may be withdrawn at any time without prior notification. Rate in effect at time of account opening. Your interest and APY may change without notice. Fees can reduce earnings.
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2 Annual Percentage Yield (APY) is effective as of 1/10/25 and subject to change at any time and without notice. This offer may be withdrawn at any time without prior notification. Rate in effect at time of account opening. This is a variable rate account. Your interest and APY may change without notice. Fees can reduce earnings.
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We will match an advertised rate and product of an FDIC-insured competitor with retail locations in New York, New Jersey, and/or Palm Beach County, Florida up to 90 days. Online subsidiaries excluded. Checking, Money Market, Savings and Time Deposits are eligible for rate matching. Offer must be current and verifiable by ConnectOne Bank. Product features may vary. Time Deposit term must be offered by ConnectOne Bank. Promotion applies to Consumer accounts only and is subject to change at any time and without prior notice. After the promotional period, the account’s annual percentage yield (APY) will reset to the standard product rate at that time.