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Be aware of phishing attempts in which individuals spoof our main phone number, and call clients claiming to be from ConnectOne Bank in order to acquire financial information.

ConnectOne Bank employees will never call you to ask you for your online banking password or token numbers, pin, or personal information.
If you receive a suspicious call, text or email from someone claiming to be a ConnectOne Bank representative do not share any information or reply. If it is a suspicious call, please hang up immediately and contact either your local banker or our main line at 844-266-2548 to report the incident. 

ConnectOne Bank | A better place to be
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Be aware of phishing attempts in which individuals spoof our main phone number, and call clients claiming to be from ConnectOne Bank in order to acquire financial information.

ConnectOne Bank employees will never call you to ask you for your online banking password or token numbers, pin, or personal information.
If you receive a suspicious call, text or email from someone claiming to be a ConnectOne Bank representative do not share any information or reply. If it is a suspicious call, please hang up immediately and contact either your local banker or our main line at 844-266-2548 to report the incident. 

ConnectOne Bank | A better place to be
Main Site Search

OneConnection Savings Account Disclosure

OneConnection Savings

RATE INFORMATION. The interest rate listed in each tier will be paid on the entire balance in your account. Please refer to our rate sheet for the interest rate and annual percentage yield (APY) on this account. Your interest rate and annual percentage yield may change.

Determination of Rate. At our discretion, we may change the interest rate on your account.

Frequency of Rate Changes. We may change the interest rate on your account at any time.

Limitations on Rate Changes. There are no maximum or minimum interest rate limits for this account.

COMPOUNDING AND CREDITING. Interest will be compounded daily and will be credited to your account monthly. If you close your account before interest is credited, you will not receive the accrued interest.

MINIMUM BALANCE REQUIREMENTS. You must deposit $2,500.00 to open this account.

PROCESSING ORDER. All credit transactions are processed first. Debits, or withdrawals, from your account will be processed from the lowest dollar amount to the highest dollar amount. The processing order of these items is important because if there is not enough money in the account to pay for the items in the order they are processed in accordance with the processing order, there may be an overdraft on your account which may result in overdraft or non-sufficient funds fees or an increase in the amount of these fees.

BALANCE COMPUTATION METHOD. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.

ACCRUAL ON NONCASH DEPOSITS. Interest begins to accrue on the business day you deposit noncash items (for example, checks).

FEES AND CHARGES. Please refer to the separate fee schedule provided to you with this disclosure for information about fees and charges associated with this account. A fee schedule will be provided to you at the time you open an account, periodically when fees or charges change, and upon request.

Please note, you may request a hard copy of this disclosure by visiting your local branch or calling us at 844-266-2548.

Miscellaneous Bank Fees Schedule

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