Home Equity Loans

Make your home work for you
Tap into your home’s value

Entrepreneurs in New York and New Jersey who own their own homes may want to siphon off cash in the form of a home equity loan or open a line of credit to finance tuition, constructing a garage or in-law apartment, or any number of other projects or needs. Our personalized touch and competitive interest rates will encourage you to take advantage of the loan that is right for you.

  • Borrow between $25,000 and $1 million
  • Flexibility allows you to use the funds when and how you please
  • Choose between a fixed-rate lump-sum loan or revolving line of credit with a variable rate
  • No fees for loans in second lien position under $250,000
  • With a home equity line of credit, you pay interest only on the funds you use for the first 5 years

How can we help you?

Contact a ConnectOne Bank representative to learn more.

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest bearing transaction accounts, visit http://www.fdic.gov/index.html

You come first. We aren't like those other banks.

At ConnectOne Bank, we understand that little things matter and focus on those things when providing personal and business banking solutions for our clients.