Mortgage Rates

Our rates can help you get into the home you love
Your key to homeownership is here

Whether you're buying new home or looking to save money on a mortgage refinance, see how ConnectOne Bank's rates can work for you.

Call for Jumbo Rates, offer and rates effective as of March 16, 2023. All interest rates are subject to change without notice. Rates apply to owner occupied single family residential properties. Interest rates are locked in at time of receipt of signed disclosures and will hold for 45 days from acceptance of the commitment.

Mortgage Rates

Program Rate** APR* Points Conform Loan Cost per Thousand
30 Year Fixed 6.625% 6.69% 0 $726,200‡ $6.42
20 Year Fixed 6.50% 6.58% 0 $726,200‡ $7.48
15 Year Fixed 6.375% 6.48% 0 $726,200‡ $8.68
10 Year Fixed 6.375% 6.52% 0 $726,200‡ $11.34
7/6 ARM† 6.375% 6.99% 1 $726,200‡ $6.28
10/6 ARM† 6.50% 6.92% 1 $726,200‡ $6.37

How can we help you?

Contact a ConnectOne Bank representative to learn more.

*Annual Percentage Rate (APR)

**Down payments less than 20% may be subject to higher rates.

† Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (7/6 ARM = 84 months fixed, 10/6 ARM = 120 month fixed; after the fixed period the interest rate will adjust once every six months).

‡ Certain restrictions apply. Not applicable towards refinancing existing CNOB mortgage loans. All loans are subject to credit approval and property appraisal. Credit requires minimum 760 credit and loan amount of $250,000 with secondary market approval. Current rates based on 20% down payment with lower options available down to 3%.

You come first. We aren't like those other banks.

At ConnectOne Bank, we understand that little things matter and focus on those things when providing personal and business banking solutions for our clients.