*Annual Percentage Rate (APR)
**Down payments less than 20% may be subject to higher rates.
† Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (7/6 ARM = 84 months fixed, 10/6 ARM = 120 month fixed; after the fixed period the interest rate will adjust once every six months).
‡ Certain restrictions apply. Not applicable towards refinancing existing CNOB mortgage loans. All loans are subject to credit approval and property appraisal. Credit requires minimum 760 credit and loan amount of $250,000 with secondary market approval. Current rates based on 20% down payment with lower options available down to 3%.